Thursday, January 29, 2015

The IRS Scam


You answer the phone.

“Hello Mr. Smith, this is Bob Jones, special revenue collection agent for the Internal Revenue Service. I am calling about a serious tax delinquency matter.”


Uh-oh.


“Mr. Smith, there are delinquency problems with your 2010 and 2011 federal income tax returns. We have a special program to resolve these matters, and if you cooperate with me for just a few minutes we can solve the problem today.”


This has your attention. But it is a scam.


How do we know?


The Internal Revenue Service never makes an initial contact via telephone. Taxpayers are always contacted by correspondence (there may be a few extreme exceptions but those are very, very rare). The correspondence gives detailed information and calculations and a legitimate call back number.


When you talk to someone from the IRS on the telephone, you should have initiated the call in response to some form of correspondence. And besides, the IRS does not have “special revenue collection agents” and you may notice Bob Jones has a very thick foreign accent.


“Bob Jones” will probably offer to settle the delinquency at an extreme discount,  IF  you give him bank account or credit card information or some form of payment today.


NEVER GIVE BANK OR CREDIT CARD INFORMATION IN THIS SITUATION. NEVER RUN OUT AND BUY A PREPAID VISA CARD OR GREEN DOT CARD.


What do you do?


Ask for a call back number and tell Bob Jones your CPA will call him back.


Or ask for a call back number and tell Bob Jones your son will call when he finishes his shift with the state police.


Or ask for a call back number and tell Bob Jones your attorney will be calling him.


Or ask for an employee identification number and tell him you will call the IRS 800 number.


Bob Jones may not give up, and may get very aggressive. 

Hang up the phone.

Saturday, January 24, 2015

Announcement - Our New Blog

This web log or “blog” is dedicated to providing information to protect senior citizens and has been created by Ealey Services Inc. and  Ealey Publishing Inc. Our purpose is to help protect seniors from financial scams and cons and to provide useful consumer, financial and health care information.

The authors bring with them decades of service to seniors.

Your comments are always welcome!

Questions? Contact us at protecting.senior.citizens@gmail.com