Medicare, Trumpcare, Obamacare

Anyone over the age of 55 gets a steady stream of insurance advertising materials, and anyone who watches television sees a steady stream of commercials for health care insurance.

Just because an advertising uses the word Medicare does not make it anything official, in fact most such advertising is suspicious. There are legitimate advertisements for Medicare supplements.  Be careful.

There is no such thing as "Trumpcare" and legally there is no such thing as "Obamacare," just a nickname.

And remember, cheap insurance is.......cheap, which means not good.

Paying for Tax Cuts

The Republicans passed massive tax cuts that will explode the deficit for the next decade (at least).

How to minimize the damage?

The House Republicans are proposing significant changes to Medicare, which will increase the out-of-pocket costs of most beneficiaries.

But didn't President Trump promise to protect Medicare?  This is now defined as "protecting Medicare."

Stay tuned.

Passwords

Too many people still have such passwords as "Password" or "12345" or names readily available on your Facebook.

There is a new theory about a safe password you can remember.

Take the first line from your favorite hymn, a Bible verse, a favorite song, a play you enjoy, or a book you treasure.

So if you like Amazing Grace:

Amazing Grace, how sweet the sound becomes "Aghsts2018"

The 23rd Psalm becomes  Tlimsisnw2018.

Change the year annually, and change the password to another favorite at least annually.

It will be more difficult for hackers to guess these passwords, but the passwords can still be hacked from the web sourced.