Somewhere buried in the “terms and conditions” or application or some other paperwork (or computer file) you agreed to mandatory binding arbitration and waived your rights to a lawsuit and/or class action filing.
This applies whether you signed something or clicked a box in agreement with terms and conditions.
The Supreme Court has ratified this as valid contract law. Didn’t read the thousands of words and didn’t find the language buried in the agreement? Too bad.
Most of the time this doesn’t matter all that much. Even when we are angry with the cable company or the cell phone company we are not going to hire a lawyer and sue them.
Sometimes though, with nursing homes or stock brokers or others this could be important.
Ask questions, insist on answers. Be careful what you sign. Or click.
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